Why Rideshare Claims Are Complicated
When you're hurt in an Uber or Lyft crash, the available insurance depends on the driver's status at the moment of the collision: offline, waiting for a ride request, or actively transporting a passenger. Each phase triggers different coverage, and rideshare companies' large policies only apply in certain situations.
Who Can Recover
Injured passengers, other drivers, pedestrians, and cyclists can all pursue rideshare crash claims. Determining which policy applies — the driver's personal insurance or the company's commercial coverage — requires experienced handling.
Your Rights Under Utah Law
Utah's modified comparative negligence rule (Utah Code § 78B-5-818) and four years statute of limitations (Utah Code § 78B-2-307) apply to rideshare claims. Acting quickly preserves the digital trip records that prove the driver's status.
Injured in Utah? Get a free, confidential case review today. There's no obligation, and you pay no fee unless you win. Call 973-566-5599.
Frequently Asked Questions
It depends on the driver's status at the time: their personal policy when offline, or the company's larger commercial coverage when carrying or en route to a passenger.
Generally four years under Utah Code § 78B-2-307.
Nothing upfront — our network attorneys work on contingency.
This page is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Utah attorney.